Financing Service

Pre-Approvals & Auction Financing

Get pre-approved before you shop or bid, so you can buy with confidence and close fast.

100% financing with no down payment
Terms from 12 to 84 months
Decisions within 24 hours
New, used & private-sale equipment
Overview

What is pre-approvals & auctions?

Knowing your budget before you shop changes everything. A pre-approval tells you exactly how much you can spend, so you can negotiate from strength and move the moment you find the right machine.

It's especially valuable at auction, where deals close fast and financing has to be ready. We pre-approve you up to a set amount so you can bid with confidence.

Best for

  • Auction and liquidation buyers
  • Shoppers who want negotiating leverage
  • Time-sensitive purchases

Not sure if this is the right fit? Ask a specialist — we’ll recommend the best structure for your situation.

Key Benefits

Why choose pre-approvals & auctions

The advantages that make this one of the most popular ways Canadian businesses acquire equipment.

Know your budget upfront

Shop and negotiate with a firm number in hand.

Bid with confidence

Pre-approval up to a set limit so you're ready at auction.

Close quickly

Funding is lined up before you commit, so deals don't fall through.

No obligation

A pre-approval costs nothing and doesn't commit you to buy.

A Simple Process

Apply in Minutes. Funded in Days.

1

Apply Online

Complete a simple online application in under five minutes — no lengthy paperwork upfront.

2

Application Review

Our leasing specialists review your application and match it to the right lender in our network.

3

Get Approved

Receive a credit decision within 24 hours, with clear terms explained by your dedicated specialist.

4

Get Funded

We pay your vendor directly. Put your equipment to work and start growing right away.

FAQ

Financing Questions

Common questions about financing equipment with us. Still unsure? Our specialists are happy to help.

Most applications receive a credit decision within 24 hours. Our online application takes under five minutes, and a dedicated specialist reviews it the same business day.