Financing Service

Sale & Leaseback Financing

Turn equipment you already own into immediate working capital, then lease it back on terms that work for you.

100% financing with no down payment
Terms from 12 to 84 months
Decisions within 24 hours
New, used & private-sale equipment
Overview

What is sale & leaseback?

A sale-leaseback unlocks the equity in equipment you already own. We purchase the asset from you — putting cash in your hands — and lease it right back, so you keep using the equipment without interruption.

It's a fast, flexible way to generate working capital for payroll, growth, inventory, or to consolidate higher-cost debt, while keeping the tools your business runs on.

Best for

  • Businesses cash-rich in equipment but tight on cash
  • Funding growth without new bank debt
  • Consolidating expensive debt

Not sure if this is the right fit? Ask a specialist — we’ll recommend the best structure for your situation.

Key Benefits

Why choose sale & leaseback

The advantages that make this one of the most popular ways Canadian businesses acquire equipment.

Fast access to capital

Convert owned equipment into cash, often within days.

Keep using your equipment

Nothing leaves your shop — you lease back the same asset.

Improve cash flow

Free up capital tied to depreciating assets and redeploy it.

Debt consolidation

Use the proceeds to pay down higher-interest obligations.

A Simple Process

Apply in Minutes. Funded in Days.

1

Apply Online

Complete a simple online application in under five minutes — no lengthy paperwork upfront.

2

Application Review

Our leasing specialists review your application and match it to the right lender in our network.

3

Get Approved

Receive a credit decision within 24 hours, with clear terms explained by your dedicated specialist.

4

Get Funded

We pay your vendor directly. Put your equipment to work and start growing right away.

FAQ

Financing Questions

Common questions about financing equipment with us. Still unsure? Our specialists are happy to help.

Most applications receive a credit decision within 24 hours. Our online application takes under five minutes, and a dedicated specialist reviews it the same business day.