Used Equipment & Private-Sale Financing
Financing for used equipment from any source — dealer, private seller, or auction — with expert guidance throughout.
What is used equipment & private sales?
Some of the best equipment value is in the used market, but many lenders shy away from private sales. We don't. We finance quality used equipment whether you're buying from a dealer, a private party, or an auction.
Our specialists guide you through valuation, documentation, and payment so a private-sale purchase is as smooth as buying new.
Best for
- Buyers sourcing value in the used market
- Private-party and estate purchases
- Auction and liquidation buys
Not sure if this is the right fit? Ask a specialist — we’ll recommend the best structure for your situation.
Why choose used equipment & private sales
The advantages that make this one of the most popular ways Canadian businesses acquire equipment.
Private-seller purchases
We handle the paperwork and pay the seller directly.
Dealer & auction buys
Financing for used inventory from any reputable source.
Fair valuation support
Guidance to make sure you're paying a fair market price.
Fast funding
Move quickly so you don't lose the machine to another buyer.
Apply in Minutes. Funded in Days.
Apply Online
Complete a simple online application in under five minutes — no lengthy paperwork upfront.
Application Review
Our leasing specialists review your application and match it to the right lender in our network.
Get Approved
Receive a credit decision within 24 hours, with clear terms explained by your dedicated specialist.
Get Funded
We pay your vendor directly. Put your equipment to work and start growing right away.
Financing Questions
Common questions about financing equipment with us. Still unsure? Our specialists are happy to help.
Most applications receive a credit decision within 24 hours. Our online application takes under five minutes, and a dedicated specialist reviews it the same business day.